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Delta SkyMiles Reserve Card Review 2022

PenFed Platinum Rewards Visa Signature Card review

 

PenFed Platinum Rewards Visa Signature



PenFed Platinum Rewards Visa Signature Card review


PenFed Platinum Rewards Visa Signature Card so the card earns five points per dollar spence on gas purchases at the pump it also earns five points per dollar spence at electric vehicle charging stations 

Which is really unique to see also you earn three points per dollar spent on supermarket purchases and by the way that would include most walmart and target locations according to penn fed which is pretty rare to see usually walmart and target are specifically excluded from 

The definition of a supermarket usually they call them a superstore in this case though pen fed says that they will also earn three points per dollar spent on top of that 

You earn three points per dollar spent at restaurants and on dining and three points per dollar spent on cable satellite and other television radio and streaming services and then you earn one point per dollar spent on all other purchases so at first glance the card seems amazing seems like 

You're going to be able to build up a whole bunch of rewards with the card and I think for a lot of people that indeed could be the case but since this is a rewards card not necessarily a cash back card you also have to factor in not only the absolute number of rewards or the absolute number of points 


That you'll earn but how you can redeem them and what they could be worth when you do go to redeem them so with this card you basically have three main redemption options you can get gift cards which is probably 


You know the most flexible option overall you can also redeem for travel or you can shop with your points the value of your points will depend on the option that you choose generally you want to shoot for a value of at least one cent per point 

But that's not always realistic and indeed with this card I would say the redemption options are somewhat of a low point I think if you do manage to get one cent per point in value you're doing really good 

But I think in many cases it could be less now as for other things to know about the card it has a zero dollar annual fee so it's not costing you anything to keep it in your wallet year to year and it does not charge any foreign transaction fees so you can use the card outside the us just like 

You would inside the us and you avoid the dreadful three percent foreign transaction fee you don't have to worry about that with this card so I think that's a really good thing uh also the card usually comes with at least from what I've seen in the past uh the opportunity to earn a sign-up bonus 

I won't mention the specific signup bonuses running right now because it could change so if you want to see the current sign up bonus situation check out our full review we should have the updated details in that full review

So you can see if there is a sign up bonus and if there is one what the specificities are like so check out the full review and the card does have a pretty impressive list of perks and insurance items again more information on our website 

I would say overall uh this is a pretty good rewards card maybe the only thing holding it back uh are the redemption options but who knows maybe you end up liking those or something changes I think if you can get comfortable there it ends up being a really good card to explore further.



Also read: Bank of America Customized Cash Rewards Credit Card 

Also read: Bank of America Customized Cash Rewards credit 

Also read: Chase Trifecta credit card review

Also read: Sainsbury’s Bank Nectar Credit Card

Also read: Why You NEED the Capital One Venture X Premium Travel Credit Card



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