Capital One SavorOne Cash Rewards Credit Card Review
The first thing that you need to understand when it comes to this credit card is it is something that actually has a reward it has a 200 intro reward for just signing up for the card
So if you're getting approved for that card you get that 200 after spending 500 in the first three months that's a huge perk and it's one of the reasons why I was super excited to be able to get this card not only
Do I have the capital one quicksilver card but I also wanted to be able to get this card to up my credit limit and to be able to get that sweet 200 cash back the beautiful thing about this card is it actually has no rotating category
So this means that if you are tired of keeping up with rotating categories with one category being five percent this month and next month
It's actually one percent cash back with this card it's always gonna be that three percent cash back this card has a zero percent intro apr for the first 15 months on balance transfers this means
If you were to absolutely need to transfer money over to this card for whatever reason and you needed to keep that money on this card as a balance then
If you're transferring it over you are actually not going to have to pay any sort of interest on this card for that first 15 months however it is best to go ahead and pay that off as soon as possible
So that you're not in worse situation after those 15 months next up you get to earn three percent cash back on dining entertainment popular streaming services and at grocery stores you can also earn one percent on all other purchases
It has no foreign transaction fees and it also has no annual fee and that's one of my favorite parts about this card I do not like to have a credit card typically that has any sort of annual fee it just makes
It is a lot easier for you to keep up with if you just have a zero dollar annual fee and that's what this one is
Now when it comes to the cons of this credit card it's gonna require good or excellent credit in order to be able to get approved for this card and so that's something to be taken into consideration
However if you by chance have another capital one credit card then you're already in their ecosystem as it were and you have a better chance of actually getting approved for this credit card than someone who
Let's say is new to capital one and does not have any sort of capital one credit cards yet if you frequent restaurants and grocery stores then it's going to be hard to find a credit card that has a zero dollar annual fee that gives
You this kind of cash back also consider when you're going to the grocery store and you just want a card that you know every single time every month no matter what month it is that you're gonna be able to receive that three percent cash back and not have to worry about it
This is your card to go to and use for that purpose so for that reason it gives a thumbs up from me for being able to be a simple credit card that you're able to use and not really have to think about which category
It's in or whatnot it's good for dining and it's good for groceries are two of the big things that all of us need a credit card for now.
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THANK YOU SO MUCH
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