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Citi Premiermiles Credit Card Review
The Citi Premier Miles Credit Card is a Travel Category Card offered by Citibank India. This credit card helps you earn miles whenever you spend money in different categories.
Miles is the same as reward points. It is a travel credit card, which is why they have used the word miles instead of reward points.
The Citi Premier Miles Credit Card comes with a bonus meal offer and an excellent reward rate structure. All the features and details of the PremierMiles credit card are mentioned in this post.
Citi PremierMiles Card Features
The Citi Premier Miles Credit Card includes top features for which we have provided details below.
City Pay with Points
This facility allows cardholders to redeem their miles instantly through SMS. All miles can be redeemed for purchases at leading brands.
City paylight
Similarly, this Citibank PremierMiles card also offers the Citi Paylight feature which we have discussed in our previous post. With this facility, a cardholder can make small payments against large purchases.
This will reduce the additional burden on the cardholder and allow him to pay the dues in smaller portions with flexible tenure.
Citi Quick Cash
This facility provides instant loan approval to the Premier Miles credit cardholder. This is a useful and worthy feature in case of emergency.
Tap n pay
Once you enable the contactless payment feature on your Premier Miles card, you get access to the Tap n Pay feature. Here is the guide to enable Tap N Pay.
Dining privileges
Enjoy up to 20% off at select restaurants. These discounts are available at Citi partner restaurants. See the list of restaurants here.
Travel and lifestyle
MasterCard and Visa cardholders will get a dedicated helpline number. By dialing this you can talk to a travel and lifestyle specialist. He will guide you to plan your trip and make your experience better. The numbers to contact are:
Visa: 1800-114-999
MasterCard: 0008 004 407 027
Benefits of Citi PremierMiles Credit Card
The Citibank PremierMiles Credit Card offers a wide range of benefits. These include welcome bonus, online shopping etc. All the details are published below.
Welcome bonus
Once your credit card is activated you will receive 10,000 miles as welcome bonus by Citibank India. However, this offer can be availed only if you spend Rs.1000 or more with your Premier Miles card within 2 months of credit card issuance.
Bonus miles
Premier Miles credit cardholders will enjoy bonus miles offer on renewal of their credit card. Once cardholders renew their credit card, their card account will be credited with 3,000 bonus miles.
Earn miles on all expenses
Miles/Rs Platform
1. Transaction of 10 miles / INR 100 on airline tickets at www.premiermiles.co.in.
2. 8 Miles/ INR 100 costs Amazon, Myntra, and Flipkart.
3. 4 miles/ INR 100 for all categories of expenses.
airport lounge access
Enjoy business convenience, refreshments, airport lounge access within India with your Citi Premier Miles Card.
No Expiry
Plus, the miles you earn will never expire. These miles are evergreen and come with lifetime validity. Even if you do not redeem your miles, they will remain in your card account.
Earn fast easy redemption
You can earn Premier Miles across all categories as well as redeem miles instantly on the following websites for flight booking and travel.
Other additional offers
The Citibank Premier Miles Credit Card has some additional offers. You can visit the link given below to know about these offers.
Latest Offers: Check out the latest offers on your Citi Premier Miles Credit Card here.
Poshvine: They offer great savings on wellness and lifestyle categories. click here.
The Economist: Check out their latest offers for Premier Credit Cardholders here.
Citi Premier Miles Card Eligibility
If a person wants to apply for Citibank Premier Miles Credit Card then he/she needs to fulfill the following eligibility criteria.
He/she should reside in a serviceable location of India and Citibank.
A person of 21 years of age or above is eligible for this credit card.
However, the maximum age to apply for this credit card is 65 years.
The credit history of the applicant should be good.
If you're in a hurry to get your credit card, apply for a First Access card and get a confirmation in 60 seconds.
Citi Premier Miles Credit Card Documentation
Once you have checked the eligibility requirements, the next step is to provide the appropriate documents to the bank. One who wishes to apply for the Premier Miles card needs to submit the following documents.
Documents
Salaried
Self Employed
1. Photograph
Color Passport Size
Same for salaried & Self Employed
2. Identity Proof
Pan Card, Driving License, Voter Id, Aadhar Card, Any other photo id.
Same
3. Address Proof
Electricity & Phone bill, Driving license, Voter Id, Passport.
Same
4. Salary
Last 2 months salary slips.
Last year ITR return
Citi Premier Miles Card Apply
The following steps will provide you with the details on how to apply for Citi Premier Miles Credit Card online.
Visit the official webpage of Citibank India.
At the top of the menu bar, click on the "Apply for Credit Card" option.
Then, click on "Citi Premier Miles Card."
Below you will see a form to apply for the Premier Miles card.
Fill all the required information. ie phone number, email.
Once Citibank receives your application, the nearest Citibank branch official will contact you on your mobile or email.
After that, the executive will provide you all the details of the application process and eligibility.
Citi PremierMiles Card Fees & Charges
Here is the information for Citi PremierMiles Card fees & other charges.
Fees
Details
1. Joining Fee
The bank will inform it during the time of card sourcing.
2. Annual Fee
The bank will inform it during the time of card sourcing.
3. Cash Advance Fee
Minimum of 300 rupees or 2% on the withdrawal amount.
4. Cheque Bounce Charges
INR 350 per return
5. Statement Charges
Nil
6. Reissue Card
Nil
7. Late Payment Charges
Up to INR 2000 – Nil
Above INR 2000 – 100 rupees
8. Over credit limit
2.50% on the over limit amount that is subject to a minimum of INR 500
9. Railway Surcharge
1.8% of the total transaction value
10. Cash Deposit Charge
100 rupees per deposit on Citi branches
Premier Miles Pros & Cons
Citi PremierMiles credit card pros & cons are published in the following table.
Pros
Cons
1. Excellent reward rate on travel.
1. Provide good reward redemption in travel category only.
2. Provides bonus miles on renewal.
2. No annual fee waiver.
How do I check my PremierMiles balance?
There are two ways to check PremierMile's balance. The first way to check Premier Miles's balance is by sending an SMS. And, another way to check Premier Miles's balance is through Citibank Online Banking. Check out the useful steps given below.
Via SMS
From Rewards<Last 4 digits of PremierMiles card> type 52484.
The SMS method works for Vodafone, Idea, Aircel, and Airtel customers.
Those who have subscribed to other SIM cards will have to use the following number. 919880752484
Through Citibank online banking
Log in to the Citibank Online Banking page with your Citibank net banking credentials.
Once logged in, click on the “Credit Card” tab on the Citibank Online homepage.
Select your Citibank Premier Miles card from the list.
Click on the "View Account Summary" option.
After that, a page will appear containing the remaining card balance details.
How do I use my Citi PremierMiles?
Since the Citi Premier Miles is a travel credit card, you can use the accumulated Premier Miles on your travel expenses. The best option to redeem them is on flight tickets
About the post
This post covers the features and benefits of the Citi Premier Miles Credit Card. All welcome bonuses and current offers were mentioned in this post.
The main objective of our website is to highlight all the key features offered by the Citi Premier Miles Credit Card.
Questions to ask
Q.1 What is the Citi PremierMiles Card?
Answer. The Citi Premier Miles Card comes in the travel category card which offers a great reward structure on travel. The rewards earned on this credit card are known as miles.
Q.2 Is Citibank PremierMiles Card good?
Answer. Yes, the Citibank Premier Miles Card is especially good for those who travel frequently in India and abroad. The excellent reward points system will go a long way in cutting down on travel cost expenses. Moreover, this credit card can also be used as a lifestyle card as it offers miles on purchases from Amazon and other stores as well.
Q.3 Does the Citi Premier Miles Credit Card offer any bonus on card renewal?
Answer. Yes, the Citi Premier Miles credit card comes with a bonus offer on renewal. Upon renewal, you'll earn 3,000 miles as a bonus.
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