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Showing posts from April, 2022

What is the most widely accepted credit card?

BMO Harris Cashback Mastercard Credit Card Review

  BMO Harris Cashback Mastercard Credit Card Review Bmo harris bank has branches in nine different states and as far as I can tell if you want to get one of their credit cards you have to be in one of those states because  If you try to apply online they want to know what your BMO  harris account number is so they're assuming you're already a customer or if are not already a customer they tell you to go into one of their branches  So it looks like you have to be in bmo's footprint as they say to actually get one of their cards now the harris cashback Mastercard that we are going to talk about is probably the most interesting of what they offer the  Bmo harris cashback MasterCard is a no annual fee MasterCard that gives you your rewards using the following formula you get five percent cash back on streaming services and or cable and or satellite services as far as the streaming services go most of the big names are going to include their youtube tv Hulu tv Disney plus HBO et

5 Reasons Why You Should Not Use A Debit Card

5 Reasons Why You Should Not Use A Debit Card Five reasons why you should not be using your debit card to make any purchases  Number One:  You miss out on billing your credit reason Number Two: Credit cards offer better fraud protection reason  Number Three: The dispute process can be lengthy with a debit card  Number four: You don't even earn any rewards most 99 of the debit cards you can't own any rewards you know on credit cards know you can get points cash backs  I love credit cards for that reason you know it's putting my money to work for me instead of just sitting in the bank and the bank is making money off of me reason.  Number Five: you miss out on purchase protection and other perks guys credit card is the safest form of payment that exists  I mean if you're using debit cards and not credit cards you're leaving money on the table and  I know credit cards are not for everybody because you can get yourself into a lot of trouble if you're not using them

Impact of Information Technology on Financial Services

  Impact of Information Technology on Financial Services Whether it is through mobile banking or through digital modes of payments, digital technologies have played a crucial role in transforming the banking and financial services industry in India and across the world. In the past few years, the Indian banking industry began embracing technologies such as artificial intelligence, machine learning, and blockchain with a view to lifting its existing data and revolutionizing the customer experience.  When it comes to India with a host of initiatives, the adoption of technology in this sector has been given a boost.  All the banking sectors still need to realize the true potential of technology.  Now moving towards the technologies that can transform the BSSI sector, there are a number of technologies that can transform the banking and financial services industry  like AI and machine learning, blockchain, cloud technology, mobile banking technology, and robotic process automation.  1. AI

Best checking accounts for US

  The best checking accounts for US  I found the sauce it's the newly launched and top checking account of 2022 and I honestly think it's safe to say it's one of the best bank accounts of the decade  Yeah and there are lots of bonuses perks rewards and amazing benefits associated with this new checking account  If we haven't met before I am bansi here at smart money moves where we talk all things money and investing  American Express, for the first time ever, has launched its digital checking account for its u.S consumers now of course in Amex language it is called the American express rewards checking account  Because it truly is my checking account offers two big perks number one is you can earn an apy which is an annual percentage yield of 0.5 that's right 0.5 ap which is 10 times higher than the national average pay  Now mind you most bank accounts more specifically checking accounts don't even offer any apy other than a plastic card so-called a debit card a

SoFi Credit Card Review 2022

  SoFi Credit Card Review 2022 The sofa credit card comes with no annual fee it earns an unlimited two percent cash back on every purchase as an intro bonus  You'll earn four percent back for the first 30 days after signing up and you can redeem those rewards into any of your sofi accounts like your checking investing crypto and loan accounts  It works on the MasterCard payment network with world elite benefits and you'll need over a 700 credit score to be approved I've been using the sofi credit card since November of 2020  As you can see by the wear and tear on this thing and it was released to the broader public in march of 2021  But there have been a few changes since then by the end of this review you'll be able to make an informed decision on whether the sofi card is a good fit for you  There's a lot you should know so let's get into the pros the first pro is the unlimited two percent cashback rate that the sofi card offers a card like This can easily be u

IDFC FIRST Classic Credit Card review

IDFC FIRST Classic Credit Card review  Friends, in today's time, money is such a thing, for which every person is running here and there.  But friends, many times it happens to us that no matter how much money we are earning, but still we need whatever money we have, but friends,  you know that in such difficult times you have to borrow money from anywhere. No need, because there is always such a thing in your pocket, whenever you need a peso, how will it be if you can use it.  Now you will say how can this happen, then friends would like to tell you, it can happen absolutely.  Friends, for this you should have a credit card, now how to get this credit card, today we are going to know about it and would like to tell all of you friends, today  I am going to tell you about the credit card of this bank, its name is IDFC Recently some new credit cards have been launched by Bank and this bank, one of which is IDFC FIRST Classic Credit Card and today we are going to talk about this credi

Bank of baroda easy visa platinum credit card apply online

Bank of Baroda easy visa platinum credit card apply online Hello Friends, in today's time you all must know that money is the biggest need of our life.  In today's time, nothing can happen without money, we need money for every small and big thing like food, new clothes, money is needed to buy things, school or college.  To pay the fees, to get a new house, for the rent of the house and many more small and big expenses keep happening.  In such a situation, we get very upset, we do not understand anything, what to do now, from where will we get the money.  Many times it happens that we think that we borrow from a friend, but in today's time, you all know that no one gives money, at such a time you all must be wondering where the money will come from.  Then it comes to the credit card and you will not have to spread your hand in front of anyone, many of you will already know about the credit card that it helps us in difficult times if you have a credit card,  then there is no

Why Swiss Bank is Famous For Black Money?

  Why swiss bank is famous for black money? Have you heard rich people in movies time and time again describe how they keep most of their money in the Swiss bank is this actually true in real life and if so what's all the hubbub about Switzerland  Well, indeed, s wiss banks are arguably the best banks to keep your money and not just for the rich but for everyone if you're not investing it of course  So here's why swiss banks are so highly sought after starting with extreme privacy swiss banks have built up an indestructible reputation for privacy  As they simply will not reveal your identity for any reason except for illegal pursuits now don't get too impressed as this is not from the goodness of their heart or outstanding integral practices  After the swiss banking law of 1934 was passed it was made a criminal for swiss banks to even disclose a name of an account holder  But privacy alone wouldn't attract so many people to invest in swiss banks though it is a great

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Federal Bank Signet Credit Card 2022 Review

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What is Flipkart axis bank credit card

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