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How to apply for bajaj finserv card No cost EMI Card Online /Offline



How to apply for bajaj finserv card No cost EMI Card



How to apply for bajaj finserv card No cost EMI Card 


  • Bajaj Finserv No Cost EMI Network card?
  • What is Bajaj Finserv No Cost EMI Network Card 
  • How does Bajaj Finserv NO Cost EMI Card Works? 
  • By using the Bajaj Finserv EMI Card, you can shop online from any shopping site Or offline from any store Any product Like Mobile, Laptop, Freeze, TV, AC, Cooler, Washing machine, etc. 
  • How can you buy this kind of product at No Cost EMI? 
  • This Bajaj Finserv No Cost EMI Card?
  • How you can apply both online and offline? 
  • Which documents do you need to make a Bajaj Finserv EMI card, And following which terms and conditions?
  • You can be eligible to make Bajaj Finserv EMI Card
  • How can a student make this card? 
  • After making the Bajaj Finserv EMI card, How to activate the Bajaj Finserv EMI Card Using it from any Online shopping site Or offline from any Shop? 
  • How can buy any product at No Cost EMI?
  • While purchasing a product How much money do you have to pay?
  • That is, how much money has to be paid And after purchasing the product 
  • When and how to pay the instalment?
  • A lot of people say That after purchasing any product using this card We have to pay a lot of extra charges So are they correct?
  • What are the charges to be paid if true? 

How to Apply for No Cost EMI Card?

Bajaj Finance is a financial service company. Who provide different financial services to their customer? Along with this, he gives his customer A No Cost EMI Network Card is also provided Which is Called Bajaj Finserv No Cost EMI Network Card 

By using this card, you Online from almost all websites Any product can be purchased at No Cost EMI On the other hand, offline Bajaj Finserv has more than 1 lakh partner stores 

Which is spread over 1900 cities From there you can buy any product on No Cost EMI using this Bajaj Finserv EMI card But what is this No Cost EMI 

You know Whenever you have any product Buy on EMI Or, Installment payment So there are sellers From Where you are buying the product That on your product price And for the month you are buying that product on EMI According to that, there is an interest on your product price 

Then by adding both product price and interest Amounts that come out That amount is divided into the number of months you are buying the product for EMI Then the final amount comes out That amount you have to pay to the seller every month as EMI 

Which has a small portion of the produced price Also, you are paying interest But the same if you buy that product using this Bajaj Finserv EMI Card So from there, you will get this product on No Cost EMI 

That is, happen there The product you are about to buy on EMI Its product price will be divided into the number of months for which you are going to buy that product on EMI And then the final amount you have to pay every month as EMI 

Here when you calculate So if you buy that product by paying one time Then the amount of money you would have to pay You have to pay the same amount as EMI You don't have to pay extra, So this process is called No Cost EMI. 

Which documents do you need to make a Bajaj Finserv EMI card, And following which terms and conditions?

If you talk about the documents So here you need your PAN card. An id proof and an address proof are required What documents can you give under ID Proof and Address Proof Documents.

Identity Proof List (Which Can be accepted in Bajaj Finserv EMI Card)

  • Aadhar Card
  • PAN Card
  • Voter ID Card
  • Driving License
  • Passport

Address Proof List (Which Can be accepted in Bajaj Finserv EMI Card)

  • Aadhar Card
  • Voter ID Card
  • Ration Card
  • Driving License
  • Rental Agreement or Lease Agreement
  • Utility Bill

After this, a cancelled cheque is required. But when we talked to Bajaj Finserve's representative So they told us That if you do not have a cancelled cheque So you can give a bank account number and IFSC Code After that, you have to fill ECS Mandate form 

here In which you need a bank account Which is taken from, if you have given the cancelled check And if you have given the bank account number and IFSC code Then it is filled there 

But here you have to take care of Whatever account number or check you are giving His ATM card if you have it So take the ATM with you This makes it very easy to activate ECS So these are some documents that you need

When you apply offline for Bajaj Finserv No Cost EMI Card Same if you apply online So there all you need is a PAN card So.

You can be eligible to make Bajaj Finserv EMI Card

  • The first condition in eligibility is That you should have a min. of 21 years and a max. of 60 years 
  • Second, you must have a regular source of income. 
  • Third and most important CIBIL Score -
 Your CIBIL score should be good If your CIBIL score is poor Or you have not already taken a loan or credit card If you are a student then your CIBIL score will be zero 

So how can you make cards in both these conditions? 

How do you get Bajaj Finserv EMI Card?

There are 2 ways to get a Bajaj Finserv EMI Card 

1. Offline & 2nd Online To make this card offline, 

first you have to know this What are the nearby stores where Bajaj Finserv's service is available? 

Which is Bajaj Finserv's partner store Bajaj Finserv EMI card will be accepted in the Bajaj partner store?

So you have to find out If you live in a big city And you don't know the bajaj finserv partner store?

 So it also has an online solution A tool of store locator has been provided on Bajaj Finserv's website?

You have to go to that store And tell them that you want to get Bajaj Finserv No Cost EMI Card They will meet you at a representative of Bajaj

Who will first ask you for a document Your pan card You have to give PAN Card He will check your CIBIL score Which can have 3 things 

  • First, your CIBIL score will be good 
  • Second, your CIBIL score will be poor.
  • Thirdly, for people or students Who have not taken any loan or credit card yet, Their CIBIL score will be zero.
First, those who have a good CIBIL score They will be told immediately here That you will get this card with such a credit limit 

The second one has a poor CIBIL score On them here Those with a good CIBIL score get the same credit limit He has a slightly lower than the credit limit, But whose Cibil scores are much worse Or whose CIBIL score is zero.

So when you are told That you will get this card with such a credit limit Then after that you are asked to select a product to buy Whose price should be a minimum of Rs10000/- or more Then you will be asked for all other documents 

You give them all the documents Your documents will be verified Then Duly signed ECS form will be filled In which if you take the ATM card with you, then it will be easy to fill And

Then they will ask you for your smartphone In which a Bajaj Finserv application will download In that, you will register with the same number that you gave at the time of making the card Then your card will start showing there.

Often, the processing is written on the card instead of the card So you can keep this maxim written for 7 days If written comes then This happens in very few cases You are not worried, you have received the card whenever it is written 

But for some reason, there is written processing So in this way, they will download the application to your smartphone Will sign Up, show a card Then how can you use that application That too will tell you that representative

 And the products you selected The payment of that product will be made immediately by the same bajaj finserv EMI card 

How to activate the Bajaj Finserv EMI Card?

You do not have to activate this card here When you buy any product through this card for the first time Then your Bajaj Finser NO Cost EMI Card is activated 

Whenever you make a bajaj Finser EMI Card Then you are asked to buy a product And that's how your card becomes activated So guys like this You can Bajaj Finserv No Cost EMI Network Card Can be made by applying offline 

Now it comes to online To make this Bajaj Finserv NO Cost EMI Card online Previously there was a condition If you are an exciting customer of Bajaj Only then you could apply for this Bajaj finserv EMI card online 

But now if you are an exciting customer, then you can apply Apart from this, there are some other places From where you can for Bajaj Finserv No Cost EMI Network Card Can apply online.

There is a Finserv market application from Bajaj Through which you can apply for this Bajaj EMI card online So if you want to apply online 

Normally from Playstore, you Install finserv market application, Here are also the website of Finserv Market Even if you apply from there, In both, the process is the same Details in both of you also have to fill the same.

How do you use Bajaj Finserv EMI Card?

If you want to use Bajaj Finserv EMI Card online So from any shopping sites Like Flipkart, Amazon, Mi Store, MakeMyTrip..

You can use the Bajaj Finserv EMI Card on a lot of online Stores But, how will you use the Bajaj Finserv EMI Card Talk to friends online So don't do much to use it online

 The way you buy any normal product, In the same way, you have to buy now, checkout, select address Then you will come to the payment gateway There will be an EMI option 

You have to select EMI and to continue Then you will see 2 categories EMI & No Cost EMI Here the card on which NO Cost EMI offer will be going on 

He must be seen under No Cost EMI And the card using which you can buy products on EMI All those cards will be visible under the EMI So you have to pay attention to the list below 

No Cost EMI There will also be an option for Bajaj Finserv EMI Card you have to select Bajaj Finser EMI Card as soon as you select the Bajaj Finserv EMI card 

Then you will be asked For how many months do you want to buy that product for installation? 

You have to select tenure (EMI Month) After selecting, a few columns will open here In which the card number, expiry date, and CVV have to fill So here people have the problem That when they go to the application.

So they do not see their full card number there Only First 4 Digit and Last 4 Digit are visible.

So how will you see the full card number For that, you have to click on the Bajaj Finserv EMI Card As soon as you click on the Bajaj Finserv EMI Card?

So below that comes a blue colour button of the unlocked card number You have to click on Unlock card number 

As soon as you click on it, you get an option to send an OTP you have to click on OK Then on your registered mobile number A OTP will come 

You have to fill OTP in column Then the Bajaj Finserv EMI Card will open In it you will be able to see the card number completely You will not see the CVV number 

Here You will know immediately why this is happening So after seeing the card number, you have to come back to the shopping site again In the column of the card number 

There Fill Card number of Bajaj Finserv EMI as soon as you fill in Bajaj Finserv EMI Card Number So you have to take care As soon as the filling of the card number is complete 

Not required is written in CVV That is, whenever you use this card So there you will not need to fill CVV no. That is why it is written here in front of CVV(Not Required) 

Then you have to fill the Bajaj Finserv EMI Card number Then fill in the expiry date And then click on continue again Then the mobile number registered on your card 

He will get an OTP For Payment verification Fill OTP and click on submit, Your order will be completed And in this way you can use this card from any online shopping site Any product can be purchased at No Cost EMI Talk the same if offline.

How can you buy any product offline using the Bajaj Finserv EMI Card? 

So for that you, First of all, you buy a product only while making the card So whenever you want to get Bajaj Finserv EMI Card So first of all, make sure you decide which product you want to buy using Bajaj Finserv EMI Card Because at the time of making Bajaj Finserv EMI Card 

The first product, even if you do not need it, you will still have to buy So the first product you buy at the time of making the card To buy another product, you have to go to the Partner store again Where Bajaj Finserv's service is available That is, Bajaj's partner store 

If you want, you can use the store locator again To buy another appliance So you have to go to Bajaj Finserv's partner store 

There you have to select the product And then you have to tell You to want to buy this product using Bajaj Finserv EMI Card Then they will ask you your card number 

So again you have to look at the card number You have to tell the card number and expiry date Then they will use your card number and expiry date Then an OTP will be sent to your number Which will tell how much amount you are paying 

You have to read these messages carefully Many times it gets fraudulent as well So you have to see the payment amount in the message The same amount of OTP is coming 

The amount is written in the message And then you have to give them OTP After filled the OTP As soon as you submit Then money will be deducted from your card And then you can take your product 

Here some people will have this question going on in their mind That if they have used this card and bought a product So is he using this card for the second time Can any other product be purchased Or Not Here friends are like this Like 

If you have given a credit limit of 30000 rupees on your card And you have bought a product of 10000 So the remaining 2000 credit limit is left in your card 

So you can buy 2 products of 10000 and 10000 here Or you can buy 4 products of 5000-5000 That is, the amount of credit limit you have got in that, 

The amount you have spent in it And the remaining credit limit left after that Up to that amount of product you can buy Whether you buy 2 products or buy 3 more products 

But you can buy only the product as much as the credit limit is So in this way you can use Bajaj Finserv EMI Card You can buy any product both online and offline 

Now it comes that we will buy the product But when and how to pay the instalment after purchasing the product Friends first The day you buy the product 

You do not have to give the Downpayment on that day But after that day Same day next month You have to pay first EMI Then her next month second EMI His next month third EMI 

In the same way, you have to Pay EMI Amount But how EMI will deduct How will we pay EMI of Bajaj FInserv EMI Card 

There are 2 ways to pay EMI of Bajaj Finserv EMI Card First manually repayment That is, you are here By going to its application Or go to the office of Bajaj Finserv, Offline Can repay 

If you want to pay with the application So Normally you have to open the application You will be shown the card at the top as soon as you open it And below that is a section of active relation 

In which you will be told how many products you have purchased And how much you still have to pay That is, the EMI detail must be shown there you have to click on that 

On clicking there, all the information will be given in your details That is, how many products did you buy? Of which, how much amount you have paid 

How much more now and do you have to pay There is a Pay Now button in the right down corner. you have to click on Pay Now Then a popup will open from the bottom 

Which has 4 options EMMI Overdue is an option in That is if you have missed an EMI Payment You have missed an EMI payment accidentally Like last month's EMI 

If you haven't pay So by using this option, you can pay the last month's EMI from home Below him is the option of Advance Payment That is, if you want to pay for the upcoming month or the next 2 months 

So you can pay using the advanced payment option The foreclosure option is on top of that That some of you may know about foreclosure 

In this it is that Like you buy a product at 12 months EMI But in the 3rd month you have some money And then you want to stop the EMI By paying a total of it 

So for that, you select the option of ForceCloser All incoming EMIs There are as many upcoming payments as possible And there will be an option of part payment 

That you can't use right now This Option is not activated till now When you go under it will be told In such a part payment, these are That you can get EMI for the next 3 months at a time 

This is not activated But while you are watching the video If it has been activated at that time 

So you can use it to Pay EMI for the next 3 months And then you can complete your repayment 2nd and most used which is the repayment option 

That is auto-debit In this, it is that the account number and IFSC code were given while you made the card Automatic from that account number On EMI payment date of your Bajaj EMI Card Money is deducted on that date And then your card gets paid 

If you have money in your account number, then If there is no money, there will be a bounce of EMI Payment And again you have to manually pay with late payment fee 

So, friends, this option would be That if you get the money deposited in the account number in advance Then the chances of being missed are very less And it is also very easy 

You don't have to do anything manually You just put the money in your account and get worried Automatic payment will be debited from your card on the EMI payment date And then the card will be paid And in this way you can complete the repayment And again you can use that card to buy another product

 Now it is said that some people had said That if we buy any product using Bajaj Finserv EMI Card So after purchasing the product, we have to pay a lot of extra charges So are they correct "No".


Also read: Axis Bank ACE Credit Card Review

Also read: Citi Bank Paytm First Credit Card Review 

Also read: Federal Bank Signet Credit Card 2021 Review

Also read: How do payments on a credit card work 

Also read: What is credit card processing

 THANK YOU SO MUCH 

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